OUR TEAMThe Usand Group is a capital corporation that facilitates full financial participation in the global economy for First Nation, Inuit, and Métis organizations.
Chairman & Chief Executive Officer
Sean McCoshen graduated from the University of Western Ontario with a Bachelor of Laws Degree and was called to the bar in Manitoba.
He discovered an affinity for banking and began working in the field of finance. He was an investment banker for 18 years in the United States and Canada, specializing in infrastructure financing and emerging markets. Sean has worked in North American and international markets, participating in USD $35 billion worth of project financings throughout his career.When Sean learned from First Nation leaders that access to financing was a major obstacle for Canada’s Aboriginal people, he saw an opportunity to apply innovative financial methodologies to First Nation, Inuit & Métis projects to help them circumvent major obstacles in obtaining capital on reserves. Applying what he learned in international business, Sean set out to use his financing experience to create better financial opportunities for Canada’s Aboriginal population and, in 2012, he launched The Usand Group. Today, Sean is less busy than when he worked in international business. In his spare time, he enjoys relaxing at home in Winnipeg, racing cars and spending quality time with his son Jake.
Chief Operating Officer
Erinn Mah holds a Bachelor of Arts in Political Science and Gender and Women’s Studies, from the University of British Columbia, and a Masters in Public Administration from the University of Manitoba.
Erinn grew up in Vancouver and joined The Usand Group in 2013 after working for the Federal Government in Ottawa. Feeling distanced from the people she was supposed to be serving, Erinn began to search for a more entrepreneurial organization better able to affect change. She now oversees operations for The Usand Group and its joint venture, the Douglas Cardinal Housing Corporation. On any given day, she may be found working on IT projects, doing strategic planning or coordinating sponsorships for client hockey teams.Now Erinn lives in Winnipeg, although she has lived all over Canada. She enjoys cooking and yoga, and she travels to go snowboarding, surfing, camping and fishing.
Director of Finance
Dan Richard came to Usand after more than a decade of leading the financial and operations management of a Child and Family Services Authority.
He is one of very few First Nation Chartered Professional Accountants in Manitoba and a Certified Aboriginal Financial Manager. Dan brings more than 16 years of progressive, executive-level experience in guiding organizations to meet strategic objectives and maintain budgetary control. His solid leadership, communication and interpersonal skills make him able to work easily with all levels of staff, management and board members.Dan enjoys vacationing with his family in Disney World, which they have visited many times. He is the proud father of three children, attending many dance competitions and helping to coach his son’s hockey team. Dan is currently in training for his first half marathon.
PROJECT MANAGER OF CORPORATE SOCIAL RESPONSIBILITY
Hanna Stangl joins the team after working for both Provincial and Federal Governments. Since coming to Usand, she has greatly improved the day-to-day management of the office and assisted with French translations.
Hanna is currently pursuing her Bachelor of Arts in Human Geography at the University of Manitoba. In her spare time, she enjoys travelling and learning about other languages and cultures. She hopes this will one day allow her to work abroad. At home in Manitoba, Hanna enjoys sharing Sunday brunch with friends and following the Seattle Seahawks and Dallas Cowboys.
Regional Representative, Eastern Region
Luc is a member of the Huron Wendat Nation and ex-Delegated Chief. For the last 30 years, in both official languages, he has carried out professional activities within many Canadian and Aboriginal organizations as well as private sector organizations across Canada. Luc is a valuable contributor to Native associations.
His experience, diplomatic approach and knowledge of Aboriginal Peoples are an asset to the USAND team. As a Sociology and Business Law graduate from Laval University in Quebec City, Luc acted for more than five years as Co-chairman of the Assembly of First Nations of Canada and has been President of Orihwa Inc. Public Affairs, Management and Development since 1998.
Regional Representative, Western Region
A member of Peguis First Nation in Manitoba and graduate of the University of Alberta’s Native Studies program, Blaine has visited First Nations, Métis and Inuit communities throughout Canada as a Regional Manager of Aboriginal Banking for one of Canada’s chartered banks.
He has also worked as National Manager of Aboriginal Services for a leading investment advisory firm that brings financial education and wealth management best practices to communities while sharing good governance practices to support sustainable economic development. Traveling to Aboriginal communities is a big part of his work with The Usand Group, and Blaine always enjoys the challenge of finding the Band office.An avid volunteer, Blaine has spoken at the National Aboriginal Achievement Foundation “Blue Print for the Future” Aboriginal Youth Conference in Whitehorse, Yukon, and many times at National Aboriginal Day celebrations in Edmonton, Alberta. Blaine is married and has a daughter who is in post-secondary studies in Alberta. He enjoys playing hockey and golf, and cooking for his family.
Regional Representative, Maritimes Region
Richard Lang is a seasoned entrepreneur and business leader with 25 years of experience in market development, building and construction management, and real estate purchase and lease negotiations with First Nations and the private sector.
He was Interim President and CEO of the Madawaska Maliseet Economic Development Corporation, which gave him an in-depth knowledge of First Nations affairs and land development. That, combined with his network of international contacts, has given Richard a proven track record of success. He first connected with The Usand Group when he met Luc Lainé while dropping the world’s best lobster roll on the floor at the Pirate de la Mer.Once he understood the Usand approach to traditionally complex financing was being engineered in the client’s best interest, he wanted to join the team and now works on the ground floor of projects to ensure the execution of financing runs smoothly. A mentor for young entrepreneurs, he leads by example and is committed to teaching and following good governance practices.
Head of Sales, Douglas Cardinal Housing Corporation / Sales Representative, The Usand Group
Mike Delisle is former Grand Chief of the Mohawk Council of Kahnawake, a position he was elected to by acclamation and held from 2004 until 2015.
His greatest task was serving as Chief negotiator on behalf of Kahnawake in one of the largest urban land claims in Canada.Mike is also a former employee of the Bank of Montreal, where he rose from Customer Service Representative to Financial Services Manager within five years. Mike's work ethic was fostered through the example set by his late father, Mike Sr., a World War II veteran and high-steel worker in the US who never shied away from a hard day’s work. Mike and his wife Terry continue to live and participate in the community life of Kahnawake. They have three grown children.
John is an Aboriginal Professional with 30 years of experience in Indigenous Leadership, Human Resource & Finance Management, Aboriginal Banking & Financing solutions. He also possesses Indigenous, Treaty & Environmental knowledge, as well as Aboriginal Community Management & Wealth Creation. He is a proud father of 4 daughters & 1 son. His hobbies are Hockey, Hockey, Hockey! His personal goal is to create Healthy, Self-Sustaining Indigenous Nations.
Kyla joins our team with a breadth of administrative and accounting experience in sectors ranging from life insurance to transportation.
Kyla graduated with honors in English and holds a degree in Business Administration. In her spare time, she enjoys travelling and spending time with her family. She is the proud mother of two children, attending many football and musical activities with and for them. Kyla enjoys spending time with friends, family barbecues, going to the beach, and watching NHL games.
We wanted to ensure that our community was in the right financial position to pursue our economic goals. The Usand Group worked well with us to create a more complete financial picture that could incorporate both our immediate and longer term plans. We are very excited to have completed this first milestone and look forward to starting on our next phase.
Red Pheasant First Nation
We were able to improve the financial structure of our business and obtain better interest rates than before. The process was fast, transparent, and Usand’s representatives were always available to answer our questions. Our truck stop is continuing to thrive and we look forward to further growth in the future.
Edmundston Truck Stop
We are greatly pleased with the outcomes of this deal and are proud to say that Usand has established a productive, longstanding relationship with both the Chief and the community throughout the course of this project.
Misipawistik Cree Nation
Working with The Usand Group on the financial side is Bridging Finance Inc., a privately held Canadian company that provides middle-market North American companies with alternative financing options to those offered by traditional lenders. Offering flexible financial solutions, Bridging Finance Inc. works to address short-term financial needs, including restructuring existing debt, providing working capital for growth and supporting inventory purchases, acquisitions and buyouts. Bridging Finance Inc. is sub-advisor to the Sprott Bridging Income Fund LP.
David Sharpe, President and Chief Operating Officer of Bridging Finance Inc., is a member of the Mohawks of the Bay of Quinte, located near Deseronto, Ontario. With more than two decades of experience in the financial services industry, David brings a wealth of knowledge and experience with him. Through hard work and determination, Bridging Finance Inc. has become a leader in bridge lending to Aboriginal communities across Canada. With their extensive experience in short-term lending, Bridging Finance Inc. is an ideal complement to The Usand Group’s strength and focus on long-term community financing. The two companies have already worked on several projects together and look forward to sharing more successes in the future.
Douglas Cardinal Housing Corporation
A collaboration between internationally renowned and celebrated First Nations architect Douglas Cardinal and The Usand Group, Douglas Cardinal Housing Corporation (DCHC) is an action-based corporation that works with First Nations, Inuit and Métis communities to provide housing solutions through collaboration.
DCHC understands that homes shape our identity as beings—that our surroundings influence how we relate to others and to the environment. Rather than build homes with synthetic plastics, metals and steel, DCHC uses natural, solid woods with strategic and sustainable design, crafted by renowned architect Douglas Cardinal.
By prioritizing relationships and with a boots-on-the-ground approach, DCHC minimizes the noise of decision-making. They learn about communities by speaking with members and earning their trust. From there, DCHC assesses and customizes financing models that reflect the ability and needs of the community. For Douglas Cardinal, this means placing an emphasis on natural products and culturally appropriate designs that will last for generations. For The Usand Group, it means finding the most flexible financial plan that will work with the community.
Forward Vision Games
Forward Vision Games creates cloud-based financial simulation games that teach foundational financial skills in an engaging and impactful way. The company focuses on building financial capacity for Indigenous people and communities. The first game was launched in the fall of 2013, in Northern Alberta, to upper-year high-school students. Forward Vision Games is now building partnerships with high schools, colleges and universities, as well as First Nation leaders in communities across the country.
Forward Vision Games offers executive financial training to First Nations through The Usand Group. The program helps community leaders move beyond using audits to define financial success by introducing a thinking process that allows them to turn assets and opportunities into wealth and prosperity. Forward Vision Games is a member of the Work and Learn cluster at the Mars Discovery District in Toronto, a leading center for innovation in education in Canada.
Meaghan Daly founded Forward Vision Games. Meaghan has a degree in finance and worked as an equity trader/market maker for major Canadian banks and investment firms for more than seven years. Passionate about financial literacy, the capital markets and Aboriginal issues, Meaghan started and based Forward Vision Games on the core belief that because the financial world has changed, we need to change how we teach it.